I have helped Veterans finance and buy homes in Orange County for over 30 years. The VA loan program is the best loan program available, with 100% financing with no limit. That’s right, if you qualify for a $5,000,000 home, then you could potentially purchase that homes using a VA loan program with no down payment. The VA loan is a unique loan program, often misunderstood by agents, lenders, and sellers. My goal is to help Veterans buy a home using their VA benefit, making the whole process as easy as possible.
Overview
Tim Storm, a Mortgage Advisor with Arbor Financial Group located in Orange County, CA, has been helping Veterans with their mortgages since 1990. Tim is a VA Loan Specialist. Tim is a lifelong Orange County, CA, resident and holds a Bachelor of Business Administration from the University of San Diego. Tim also holds a Brokers license with CA Department of Real Estate (DRE 01086852), as well as being a Certified Mortgage Planning Specialist, a designation issued through the Certified Mortgage Planning Institute.
Tim and his team make sure the home buyers they work with, especially first-home buyers, are well informed of all the loan options available to them, especially regarding the VA loan program.
Arbor Financial Group is a hybrid Broker/Direct lender. This means we are able to secure very competitive VA loan pricing for almost any situation. Some of the investors we close VA loans with have great pricing for VA borrowers with perfect credit. Some have attractive pricing for borrowers with FICO scores in the 500’s. We even have a program that allows for renovation lending and a ground-up One Time Close VA loan program.
What is Unique about using Tim for your VA Loan?
If you are a Veteran and you have talked to other Loan Officers about the VA loan program you have probably found that it is hard to get a quick, straight answer. Most Loan Officers are lucky if they see one, two, or maybe four VA loans a year. I truly specialize in the VA loan program. I have closed VA loans since 1990. Since 2008, VA lending has been over 75% of everything I do. By my side is my Loan Processor, Carol Simpson. Carol has worked with me for over 25 years. We will make the processing of your VA loan easy and stress-free. But most of all, I will be your resource to answer any VA loan-related questions that you have. I will also prepare custom VA Loan Scenarios for you. The scenarios will give you a complete breakdown of the numbers, including the full payment, closing costs, prepaid expenses, etc.
The biggest disconnect I run into when working with first-time buyers is the difference between what the buyer thinks a mortgage payment will be for a given purchase price and the actual payment. Working with me, you will get the real numbers on Day 1.
If you have any VA loan questions or want to see custom VA loan scenarios along with a video explanation, please call 949-829-1846 or email me at timothys@arborfg.com.
The first step, contact Tim Storm to get pre-qualified.